Federal Minimum Wage - Free Essay Example

Sample details Pages: 3 Words: 753 Downloads: 10 Date added: 2019/05/15 Category Law Essay Level High school Tags: Minimum Wage Essay Did you like this example? I think if we were to increase the federal minimum wage in the United States it would be an awful thing for our economy as a whole. There are many facts that prove an increase in the minimum wage would hurt our economy. According to Christopher Ingraham the minimum wage in California has gradually been increasing since 2006. Don’t waste time! Our writers will create an original "Federal Minimum Wage" essay for you Create order The minimum wage in California is projected to hit $15 in 2022 which is concerning to the people that live there. Since the increase in minimum wage, California has experienced a decline in their amount of workers by 10% and it is expected to rise as federal minimum wage increases ( Ingraham, Christopher. What Does a $15 Minimum Wage Do to the Economy? Economists Are Starting to Find out. The Washington Post, WP Company, 11 Jan. 2018 ). Millions of jobs are expected to be lost by 2024 when every state is projected to have $15 minimum wage. Even though it makes sense to raise minimum wage in California because of living expenses it will end up hurting them in the long run. The loss of millions of jobs is not the only bad thing about raising minimum wage. It will also cause the price of products to spike drastically and tax will increase when the minimum wage is increased. There have been many occasions where states have stated that employers have reduced their hours, for example Seattle. Many states already have a set minimum wage that is higher than the federal wage because they have forced it to be set higher than the federal wage. The federal minimum wage is $7.25 and many states like Minnesota have a minimum wage for their state that is actually higher than the federal wage. If the federal minimum wage were to go up to $15 we would see a decrease in the number workers who earn minimum wage and they wont be wanting to go to college and get a higher education to work their way towards a higher paying job because they can happily live off their $15 an hour. Workers making minimum wage wouldnt have any drive to improve their skills and get a better education. This will essentially lower the number of people going to college after high school and it would hurt our economy because our work force would be full of workers with no post secondary education. In the long run this will end up creating more problems and we could see things like colleges shutting down and many other bad things. According to the Pew Research Center only a small portion of those living in the United States are earning minimum wage. Majority of the workers that are earning this pay are teenagers in high school and college that are working at part time jobs that will help them make money for things like spending and money for college. Those who are working full time at these low paying jobs are those who dropped out of high school or those who chose not to go to college. Raising the minimum wage will only benefit those working at those low paying job and will essentially be hurting the rest of society that is already earning more than the minimum wage. People pushing for minimum wage to go up just want fairness, but according to someone attending Rutgers University what is considered fair is completely opinion based which is completely true. For example LeBron James of the Los Angeles Lakers makes 35.65 million dollars and his teammate Lonzo Ball makes 7.48 million. LeBron James is arguably one of the best players to ever play the game and has earned his paycheck. Lonzo is a second year player who still has to prove himself. This is why fairness is opinion because those two have the same job to do the same thing but LeBron has worked harder and longer and is essentially better at his job. The same can be said about other professional athletes because their skillsets are all different and there are players who have more experience than others because they have been doing it longer and have been put in difficult situations. So someone who is working at the federal minimum wage should not be making more money because it isnt fair. There is a reason that they are working at minimum wage they should also not earn more just because it isnt fair. In conclusion raising minimum wage will end up hurting the economy. Those who are working in higher paying jobs have most likely had more experience and skill than those working at minimum wage.

Risk Management Portfolio Project. The Chief Risk Officer

Risk Management Portfolio Project The chief risk officer for a small community bank must look at operational, financial and strategic risk. They must also be aware of both traditional risk management, as well as financial enterprise risk management. Operational risk is a type of risk that would involve the people, the processes the systems and external events that could take place. Historically operational risks are managed by front end managers were due to larger losses taking place in recent years a different focus to the approach has evolved. Financial risk is one that goes hand-in-hand with the operation of a bank and maybe one that seems the most appropriate or commonplace for financial institution the different types of financial†¦show more content†¦The difference primarily would be for more detail focus as to what the manager of a bank would be concerned. The plan to take these goals into account which consists of tolerable uncertainty, legal and regulatory compliance, survival, business continu ity, earning stability, profitability and growth, social responsibility, and economy of risk management operations (Elliott, 2012, p. 1.16). The first would be to look at some risk that would fall into the traditional category for risk management models. The first of which also falls under normal risk management goals and it is that of legal and regulatory compliance. Legal and regulatory compliance is something that is second nature for a bank. There are many well-established federal, state and local regulations that banks must follow. Some areas that a bank would have to answer to would be but not limited to potentially the Office of Thrift Supervision. This would come into play if the institution were considered a savings bank. As a commercial community bank, the Federal Trade Commission along with the Federal Reserve Banks regulations are areas of concern. One risk that stands out he would be the truth in lending act, also known as regulation Z. This is an act that goes back to 1968 that requires a lending institution such as a bank to also adhere to revisions that were made to the act in 1976 under theShow Mo reRelatedManagement and Leadership- A case study of Royal Dutch Shell1410 Words   |  6 Pages Research Paper 3: Leadership and Management: A case study of Royal Dutch Shell Submitted Management and Leadership MGMT 704 - 102 October 15th, 2013. Introduction A change in a company’s leadership can trigger a shift in strategy and is usually followed by periods of convergence. The convergence periods are characterized by small incremental changes which have both advantages and disadvantages. A company leader with high social intelligence can leverage on the advantages of the convergenceRead MoreEssay On Capital Expenditures1160 Words   |  5 Pagesusers include Senior Management, New South Wales Treasury (NSW Treasury) and Minister’s Office such as: i) Financial Statements ii) Capital Expenditures iii) Detailed Program Report for parliament seating purposes †¢ Nominated as Super User, acting as liaison between business and IT to focus on technical areas on system support due to extensive experience in system migration project (SAP). †¢ Being the main liaison person for the multi-billion dollar capital expenditures portfolio. Overlooking agencyRead MoreRole Of Roles And Responsibilities1213 Words   |  5 Pages Roles Responsibilities †¢ Experienced in the preparation of various financial reports on a monthly basis which main users include Senior Management, New South Wales Treasury (NSW Treasury) and Minister’s Office such as: i) Financial Statements ii) Capital Expenditures iii) Detailed Program Report for parliament seating purposes †¢ Key player in maintaining the capital expenditure database, as well as performing sanity checks on data accuracy on a daily basis. Currently, a table extracted fromRead MoreHistory And Vision Of Macquarie Group1739 Words   |  7 Pagesthe people who work for the group. Macquarie group is so pride of how they support their employees to achieve and succeed. Succeed they meant are opportunity, respecting different ways of thinking and the contribution of others. Analyses and manage risk, and make decisions to make proud of. Always act honestly and fairly. Honors compa-ny’s promises and try to earn the trust from the clients, colleagues, community and share-holders through the quality of work and high ethical standards. www.macquarieRead MoreExamples Of Total Asset Management1509 Words   |  7 Pagesexperience for system migration project (SAP). †¢ Worked closely with system vendors, highlighting specific needs required of the system due to unique operations of the agency. †¢ Manages data accuracy of Total Asset Management (TAM)-capital expenditure. Total project portfolio amounting multi-billion dollars. †¢ Subject matter expert in capex data maintenance in EQUIP-SAP for RMS. I demonstrated technical knowledge working with various fund source-related projects such as reconciling federal fundRead MoreUnder Armour, Inc.1322 Words   |  6 PagesArmour, Inc. is ranked among the established sports Kit producers across the globe. It thus enjoys massive sales in several markets. Under Armour has its headquarters Baltimore, Maryland with Kevin Plank as the current Chief Executive Officer (CEO) and Robin Thurston as the Chief Finance Office. The company is committed to developing its brand continuously through advertisement. It is presently listed on the New York Stock Exchange (NYSE) market with a share price of $46.99. The company through itsRead MoreInternal And External Threats Of The Computer Security1614 Words   |  7 Pagesto upgrade and maintain a strong IT security posture to limit internal and external threats (Ireland, 2012). Therefore, the need to share intra-agency and inter-agency information also presents a degree of risk that it did not before. The Computer Security Act focuses on the program management, implementation, and evaluation of aspects of the security of systems and the information contained within (High, 2014). IT security at IT Solution is performed at all levels (enterprise, business line, andRead MoreValue and Growth Stocks973 Words   |  4 Pagesdelegates the decision making to corporate management team. The Corporate management team will consists of Chief executive officer (CEO) and Chief financial officer (CFO). The main important job of a financial managers is to make best decision to increase the value of the company which would increase the value of stock invested by the investors. Corporation would also make invest on other big corporations to increase their value. The chief financial officer takes responsibility for making those financialRead MoreRoles Of Executive Information Officer917 Words   |  4 PagesCIO (Chief Information officer) is the person who handles the management and technology. He is head of the information technology planning and designing innovative processes. He is the capable for the development of company standards, technological architecture and evaluation, manages the client relationships, aligns information technology with the business and manages the finance of the client. They oversee to reinvest in the IT infrastructure, as well as in business and technology professionalsRead MoreCareer Options For A Finance1206 Words   |  5 Pagesseek careers in a corporate and public finance department, in portfolio management, or investment banking. Salary ranges for careers in finance range from under $35,000.00 annually to well over $10 0.000.00 annually. It is important for the finance major to choose the correct area of finance because the demand in each area will be significantly different. Investment Banking Rudy (2005) noted â€Å"corporate, public, and other financial officers enlist the help of outside experts. Investment bankers help

Week Two Discussion Questions Free Essays

Week Two Discussion Questions †¢ What are the different types of plans that organizations can use? What types of plans does your organization use, and why do they use these plans? There are different types of plans for an organization like examples, a financial plan, a production plan, a sales plan and etc. My organization uses very similar plans like the ones I mentioned because in order to have a success business one must plan ahead and have a future view of the organization. What are the steps in the planning process? Which step is the most crucial? Why? The steps in the planning process are, Planning, Organizing, Leading, and Controlling. We will write a custom essay sample on Week Two Discussion Questions or any similar topic only for you Order Now I think the most crucial one is Leading because in order to have success you must lead the organization to the correct path and a leader has been placed at its position because of their management skills which involves almost all steps in the planning process. Do you think organizations can overplan? Explain your response. Yes, I think over planning can happen. I think it is always best practice to have a plan B in the case that something goes wrong with plan A. †¢ What are three factors that affect the planning process? How do these factors affect the planning process? Three factors that can affect a planning process can be, competition, the economy, and management. Competition of course is when there is more than one organization out there offering a very similar product at a different price or a better one. The economy always affects business, if there is no jobs, there is no income therefore we do not have money to spend on offered products. Finally management can also fail in planning a good plan and may fail for what was expected. †¢ What role does organizational responsibility and ethics play in the planning process? It plays a role make things efficiently and the right way. How to cite Week Two Discussion Questions, Essay examples

Essay on Music in The Middle Ages Example For Students

Essay on Music in The Middle Ages Taking a look back into our history, it is very hard to graze over the fact that music has reigned as one of the most influential components of artistic expression in our time. It has been a part of numerous peoples lives across the globe since the beginning of time. Music has been able to not only define the people that craft it, but encompass and define a whole time period and culture in its own, leaving a very bold mark upon history. Two pieces of music that have played integral roles during their time are â€Å"In Paradisum† (by an anonymous individual) during the middle ages (600-1450), and â€Å"Same Love,† by Macklemore Ryan Lewis, featuring Mary Lambert during the 21st century (2001-2100, specifically released in 2012). These musical pieces, although from two very different spectrums in history, share a few notable similarities, as well as some remarkable differences that embody the ever so changing sound of art in time.  Emerging from the middle ages,  "In Paradisum,† was one of various plainchants during its time. The middle ages was characterized by a very strong ruling hand in the church, in which all aspects of life revolved around. This is greatly reflected by the major music of its time. Upon listening to â€Å"In Paradisum,† it quickly becomes evident that it is a non-melodic piece; a customary aspect of Gregorian chants. This specific genre of plainchant, is characterized by its simplicity; antiphon. As far as the dynamics of this song, it is rather soft. A fair estimate of the magnitude of dynamics would be mezzo piano. Keeping in mind that â€Å"In Paradisum† was sung in a church during the final blessing of someones death, a relatively soft dynamic would be most appropriate within the church. With tone color, it is also important to take note that instrumental music was not incorporated into this piece (and most plainchants in general). With that being said, the central focus of the piece are the voc als which carry the chant all the way through. The human voice stands as one of the most universal and beautiful sources of music. Its versatility is not displayed at its full potential in this particular piece, yet the smoothness of voice, and swift â€Å"jumps† in pitch are definitely exhibited. The texture in this plainchant is strictly monophonic. It describes the beauty and simplicity that is retained within the church. Although this piece is surely monophonic, the echoes of voice produced by the building in which the chant is sung tends to almost mimic the complexity of a harmonious piece. As far as the rhythm, although evident, it is not extremely definite; it has free rhythm. Plainchant was mainly guided by the syllables within the sacred text being sung, so rhythm in this piece is quite vague. The rhythm seems to be fairy slow in oscillating between a constant flow of sounds produced with voice (in various pitches), until it comes to a gradual halt upon a phrase. The durations of these lengths of sound, followed by silence (phrases), ranged from about 8 seconds to roughly 15 seconds. As far as the tempo, it is one aspect of this piece which is also relatively slow. One can think of the tempo as the speedometer of music. Once again, this tempo reflects the setting and event in which the piece is played – essentially a church funeral. It is relatively slow; roughly a pace called adagio. Then, there is harmony. Harmony is the vertical aspect of music, characterized by a combination of simultaneous notes played together to produce a very pleasant sound. Before th e realization that the drone (an underlying note that is held constant throughout a musical piece) could move (as far as pitch variation) independently of a main tune or melody, there was little usage of it to produce harmonious music. In this specific piece, there are no harmonious elements incorporated. Lastly for this piece, there is musical form. The form in this piece consists of pairing different aspects, and contrasting others, in order to effectively convey a certain feeling. Although there is no definite rhythm or melody, due to its constrained pairing with sacred text to be sung, there is still strong feeling within this piece; an emotional quality. The short, transitionary phrases in the song make way for a nearly constant flow of soothing monophonic tones. In addition to the phrases, the tempo, dynamics, texture, and tone color all intertwine flawlessly to encompass a feeling of simplicity and peace, and connection to the church. These factors complement one another in order to create this effect. All of these factors contribute to the form of the piece. .uecec1d9c7574b35e036dd4ebfcf4a9c8 , .uecec1d9c7574b35e036dd4ebfcf4a9c8 .postImageUrl , .uecec1d9c7574b35e036dd4ebfcf4a9c8 .centered-text-area { min-height: 80px; position: relative; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 , .uecec1d9c7574b35e036dd4ebfcf4a9c8:hover , .uecec1d9c7574b35e036dd4ebfcf4a9c8:visited , .uecec1d9c7574b35e036dd4ebfcf4a9c8:active { border:0!important; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .clearfix:after { content: ""; display: table; clear: both; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uecec1d9c7574b35e036dd4ebfcf4a9c8:active , .uecec1d9c7574b35e036dd4ebfcf4a9c8:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .centered-text-area { width: 100%; position: relative ; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uecec1d9c7574b35e036dd4ebfcf4a9c8:hover .ctaButton { background-color: #34495E!important; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uecec1d9c7574b35e036dd4ebfcf4a9c8 .uecec1d9c7574b35e036dd4ebfcf4a9c8-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uecec1d9c7574b35e036dd4ebfcf4a9c8:after { content: ""; display: block; clear: both; } READ: Overly Obsessed Fangirl - Overly Attractive Band Dude EssayAs we now depart from the middle ages, and fast forward to the 21st century, we come to appreciate a different, more modern idea of music. Here, we can proceed to compare and contrast the elements of â€Å"In Paradisum,† to â€Å"Same Love,† by Macklemore. Upon a first sampling of the songs, the immediate contrast that I made between the two was the fact that â€Å"Same Love† was very rich in sound combinations compared to the plainchant. Upon further analysis of â€Å"Same Love,† it is evident that the songs melody is very distinctive. It keeps a consistent pattern of pitch and rhythm, that remains fairly predictable throughout the whole piece. This is unlike the Gregorian chant, which has no predictable pitch nor rhythm that remains consistent. With the dynamics, the same idea in the Gregorian chant of keeping it soft due to the subject matter is applied to this piece as well. In â€Å"Same Love,† Macklemore discusses beliefs he has on gay marriage; a sensitive topic. A loud dynamic would not hold appropriate in this song, so in both cases, opting for a range of mezzo piano/piano was most appropriate. A large difference that we find between these two pieces is tone color. â€Å"Same Love† is much more rich in tone color than â€Å"In Paradisum† is, yet the piece is still able to keep a similar factor of simplicity throughout. Macklemore utilizes keyboards (piano), strings (violin), brass (trombone), voice (homophony), and a soft component of percussion. Everything is tastefully pieced together, with different elements of sound flowing in and out gracefully; no component too overpowering or dominating. In tone color comparison with the plainchant piece, I believe that â€Å"Same Love† has much more substance, with much more elements coming together to form the song. Another contrast between the two can be indicated in texture. As stated previously, â€Å"In Paradisum† is a monophonic piece. On the other hand, â€Å"Same Love† is distinctively homophonic, which beautifully adds to the mood of the song. Another topic to point out is the rhythm. Wher e there is no rhythm evident in the plainchant, it is very apparent in Macklemores piece. Throughout the song, he has set up a rhythmic pattern in which the basic metric framework is established, one which is fairly predictable throughout. Another aspect of these songs that we can compare is in their tempo. This tempo, as well as the chants tempo, is relatively slow. This is an important aspect of both songs, due to its need to emphasize the important message contained in each song. By using a slow tempo, the composers are able to drive the idea of importance and meaning within the lyrics into its listeners. As far as harmon, this piece opts to utilize harmonious sounds to its advantage. Once again, emphasizing and encompassing the message by doing so, harmony is created through soft background voices that underly a main voice, as well as instruments that accompany the vocalists. Lastly in our comparison between these two pieces, we come to analyze the musical form of â€Å"Same Love,† in comparison to â€Å"In Paradisum.† â€Å"Same Love† is able to take advantage of certain elements such as rhythm, melody and harmony, in which â€Å"In Paradisum† lacks. These three elements (along with ton e color), in fact, are what helps the artist portray his message in the most tasteful, artistic way. The form sets a mood of hope, paired with some slight sorrow. The musical form in this piece creates an effortless ease in sounds by the organization and utilization of these different musical elements. In retrospect, both Macklemores â€Å"Same Love,† and â€Å"In Paradisum† were very prominent pieces for their time. â€Å"In Paradisum,† although a common plainchant, had an utmost importance to people due to its affiliation with the church. â€Å"Same Love,† on the other had, is also very prominent for this century. This song is very explicit, as far as the opinions sung in the lyrics. I do believe that although it takes a detour from the norms on what artists usually sing about today, it is very appropriate for our era. I enjoy listening to both pieces thoroughly, and find great pleasure in their simplicity. The first time I heard â€Å"In Paradisum,† it instantly brought me back to my childhood, when I went to church with my mother and sister. The piece sounded awfully familiar, and served as a soothing reminder of my past. The first time I listened to â€Å"Same Love,† I was in my car, listening to the radio. During that time, I was conc entrating more on the lyrics. Once the chorus came in, it dawned on me how beautiful the piece was as a whole. Although these pieces might initially seem as though they stand apart and have no similarities whatsoever, with just a little bit of patience and concentration, it becomes clear to one that both pieces have the power to provide total simplicity and peace of mind.